days35

Subject: Days of our lives #35
Sent: Sunday, December 16, 2001 4:02 PM
----- Original Message -----
~ The Candle Of Peace, Hope & Unity ~

THIS CANDLE WAS STARTED 9/11/01 AND HAS NOT BEEN OUT SINCE. KEEP IT GOING AND THE FLAME ALIVE BY SENDING IT TO ALL THE FRIENDS YOU HAVE AND ANYBODY ELSE YOU KNOW!!! JUST A LITTLE WAY TO TURN IT INTO A BIG FLAME THAT HELPS US REALIZE THAT WE ARE FREE AND WHOLE AS A NATION AND THAT WE WILL PREVAIL. PRAY FOR AND GOD BLESS AMERICA .......LAND THAT WE LOVE.
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From: Gene Cram
Subject: d-o-o-l #34

Hey EL:

SUPER JOB ON THIS ONE... TELL RANDY CONGRATULATIONS FOR ME. IT ALWAYS GIVES ME A LITTLE RUSH WHEN I SEE SUPERIOR PERFORMANCES FROM YOUNGSTERS (AT LEAST COMPARED TO ME) I KNOW OR HAVE KNOWN. IT'S BEEN SO LONG SINCE I SAW RANDY, AND THAT WAS AT THE BEGINNING OF WHAT'S TURNING OUT TO BE A FANTABULOUS CAREER, THAT I DON'T KNOW IF I SHOULD SAY I KNOW HIM, OR I HAVE KNOWN HIM. REGARDLESS- I KNOW HIS DAD WELL AND MAY I SAY THAT BOTH OF YOUR SONS ARE TRUE REFLECTIONS OF THEIR SUPER DAD AND MOM?

REGARDS, GENE CRAM
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NOTICE - NOTICE - I JUST FOUND OUT THAT THE VIRUS ALERT THAT I SENT TO Y'ALL WAS A H-O-A-X.

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Fm: bailey <bailey@hctc.net>

Subject: DAYS OF OUR LIVES #34//MERRY CHRISTMAS-HAPPY HONICA/ TO MEN OF MANZARALI STATION

TO FELLOW FORMER INMATES AT MANZARALI STATION, TURKEY...
A MERRY CHRISTMAS, HAPPY HONICA, HAPPY KWANZA, HAPPY HOLIDAYS... AND TO ALL A BUD LITE! uh....GOOD LIFE!!!
Jack Bailey Bx 2400, Kerrville, TX 78029, BAILEY@HCTC.NET
PS: THANKS, ERC GREEN AND GUYS FOR ALL THE WONDERFUL E-MAILS, MEMORIES,
PHOTOS. THIS PAST YEAR, WHICH PASSED ENTIRELY TOO FAST!!! HAPPY 2002 !
000000000000000000000000000000000000000000000000000000000000000000000000000000000

ESTABLISHED CONTACT WITH KEN BINNS, 3606 Haven Cir., Colorado Springs, CO 80917, 719-637-3495, kbinns@adelphia.net. WELCOME ABOARD ALLISON K. BINNS. Ken and I have something in common: Our first names come from

surnames. Ken's being ALLISON and mine ELDER.

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Fm: James Nolan

To: BAILEY@hctc.net

Sent: Wednesday, December 12, 2001 6:00 PM

Subj: Ur Msg

Thanks for the e-mail just rx'd. I was getting worried as when I talked to Green he said he would send me info concerning a poss reunion. Did not realize that my computer wasn't wkg . Would you please send him a message and ask him to send the information again if he already sent it I was at Site 23 fm JA64 to JN66. I was the asst S-4. I don't remember you by name but will cetainly remenber your face when we get together.Thanks for the e-mail.Best regard, Jim Nolan --- jimmyqnolan@earthlink.net

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Fm: vace

Subj: Re: Homer J. Butler

Hi Elder, Thanks for the info. I will attempt to establish contact with him this week. Will let you know when I learn something. Claude Vannoy/N. Wilkesboro, NC/LtCol, USA(Ret)

This was in response to this: Claude, I found Homer J. Butler at 34 Devon Dr., Pinehurst, NC 28374-6713, 910-295-3020. He does not have email. CW3 Jimmy Q Nolan (jimmyqnolan@earthlink.net) gave me that info when I called him. Ken Binns remembers balancing Homer's check book at Manzarali. If U contact Col Butler, I'd appreciate a report on his doings so that I can include it in the Memory Book additions- - -gH

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JUST ENOUGH TO MAKE YOU GRIN ...
1. How Do You Catch A Unique Rabbit?
          Unique Up On It.
2. How Do You Catch A Tame Rabbit?
     Tame Way, Unique Up On It.
3. How Do Crazy People Go Through The Forest?

      They Take The Psycho Path.
4. How Do You Get Holy Water?
      You Boil The Hell Out Of It.
5. What Do Fish Say When They Hit A Concrete Wall?
       Dam!
6. What Do Eskimos Get From Sitting On The Ice too Long?
      Polaroids
7. What Do You Call A Boomerang That Doesn't work?
       A Stick.
8. What Do You Call Cheese That Isn't Yours?
     Nacho Cheese.
9. What Do You Call Santa's Helpers?
Subordinate Clauses.
10. What Do You Call Four Bullfighters In Quicksand?
     Quatro Sinko.
11. What Do You Get From A Pampered Cow?
    Spoiled Milk.
12. What Do You Get When You Cross A Snowman With a Vampire?
     Frostbite.

13. What Lies At The Bottom Of The Ocean And Twitches?
     A Nervous Wreck.
14. What's The Difference Between Roast Beef And Pea Soup?
     Anyone Can Roast Beef.
15. Where Do You Find A Dog With No Legs?
   Right Where You Left Him.
16. Why Do Gorillas Have Big Nostrils?
Because They Have Big Fingers.
17. Why Don't Blind People Like To Sky Dive?
     Because It Scares The Dog.
18. What Kind Of Coffee Was Served On The Titanic?
   Sanka.
19. What Is The Difference Between A Harley And A Hoover?
   The Location Of The Dirt Bag.
20. Why Did Pilgrims' Pants Always Fall Down?
   Because They Wore Their Belt Buckle On Their Hat.
21. What's The Difference Between A Bad Golfer And A Bad Skydiver?
     A Bad Golfer Goes, Whack, Dang!
     A Bad Skydiver Goes Dang! Whack.
22. How Are A Texas Tornado And A Tennessee Divorce The Same?
       Somebody's Gonna Lose A Trailer

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Fm: Karen and Lawrence Rickard

Subj: Re: Packages, Disks and Forwarding Instructions

Do you have a person on your list with a last name Davis who also resides in Chesapeake Beach, MD?

We received a package two days ago from a Davis at P.O. Box 1331, Chesapeake Beach, MD 20732. Since I know of no person by that name nor at that location, it is currently in a secure, airtight container awaiting delivery back to the post office as a possible security risk item.

Having talked to Russ Heinein (INSCOM) and having noted in your "Days of Our Lives" series, that folks are forwarding disks to one another, I wanted to check with you to determine whether or not "Davis" was supposed to be one of the Turkey crowd and designated to forward a disk to me.

If there is a Davis who was in Turkey and who was forwarding a disk to me, please let me have his e-mail address and phone number, so that I may confirm the delivery from him.

BTW, you've done a superb job of keeping the candle lit on TUSLOG Det 4-4 and Det 27.

Thanks. Larry Rickard, Dumfries, VA., 703-221-3830

[[NO. There are SIX Davis Vet's on my roster & none of them has a Maryland ADR; however, it is possible that someone in the chain mailed the Memory Book CD-R to a DAVIS, but that is doubtful. The CD-R disk shud be in a small package

I note that your e-mail ADR has changed fm ljricka@erols.com to ljricka@starpower.net.

Apparently U have not rx'd the Memory Book CD-R

FOR BILL LINDENMUTH: Please mark the outer package Memory Book and mail the Memory Book CD-R to: Lawrence J. and Karen Rickard, 17440 Terri Ct., Dumfries, VA 22026-3361

For LARRY RICKARD: When U receive the Memory Book fm Bill Lindenmuth, please download or

print a copy of it, then hold the CD-R until I send a name and ADR for U to mail the Memory Book to.

Please acknowledge receipt of this email. Thanks- - -gH]]

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Fm: g_jorgensen@hotmail.com

El, My wife and I are flying to LA tomorrow for a week to visit our son (who's in grad school) and soon to be daughter-in-law. We aren't flying "Jorgs Airlines" so everything should go pretty smooth. When we get back I will be making reservations for Hershey. I'm very much enjoying the "days of our lives" as I'm sure many others are also even those who don't have time to respond as often. I thought the liquid Viagra was a riot. Keep up the good work and may all you "Turkey Trotters" have a very Merry and Joyous holidays.The "kid"

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Fm: HOWARD C STEPHENS, SR howardstephenssr@prodigy.net

Merry Christmas Fellas,
All the best to you and your this Holiday season. "Steve" Stephens, Det 27, 12/60 through 09/62
by Mullah Mohammed Omar
Twas the night before Ramadan, and all through the cave
Not a creature was stirring; it felt like a grave.
The turbans were hung by the firepit with care,
In hopes that the Air Force would not soon be there.
The soldiers were restless without any beds,
While visions of air strikes flashed in their heads.
Osama in his burkha and I in my goatskin cap,
Had just settled down for a cold, barren winter's nap,
When out on the ledge there arose such a clatter,
I grabbed my Kalashnikov to see what was the matter.
Away from the racket I ran like a girl,
Tripped over a goat; into a ball I did curl.
The moon shone down on the new-fallen snow
And lit up the valley with an ominous glow,
When, what to my one good eye should appear,
But a dozen Apaches, and tanks in the rear.
And their leader, so fearless, his troops he did push,
I knew in an instant it must be George Bush.
More rapid than eagles his forces they came,
And they whistled, and shouted, and called out our names;
"Now Omar! Osama! Muhammad! Abdul!
We come for you now; we've taken Kabul!
To the top of the cliffs! To the back of their caves!
When you chose this war, you dug your own graves!"
As the dry leaves that before the assault choppers fly,
When they meet with an obstacle, light up the sky.
So up to the ledge his forces they flew
With full magazines, and flamethrowers too.
And then, in a twinkling, I heard with a thud
The explosions of Tomahawks; not one was a dud.
As I chambered my rifle, and was turning around,
Osama was there, disguised in a gown.
He was dressed all in drag, from his head to his toes,
And he said he would flee while I held off his foes;
A bundle of money he had stuffed in his pack,
He said "I'm going to Baghdad and I'm not looking back!"
His eyes were all glassy; he trembled with fear;
The American bombs, they rang in his ears.
He saddled his goat, then turned tail and fled,
But a Marine Corps sniper got him in the head.
I watched with cold fear as his body did slump;
The goat threw him off; he fell with a thump.
And so, there I stood, my plans all destroyed,
About to suffer a fate I could not avoid;
I dropped to my knees; asked Allah for help,
His voice boomed in my ears, "You ignorant whelp!
I gave you the Bible, the Torah and Koran,
But you were too arrogant to understand,
I told you to honor your neighbors and wives;
Not to enslave them, or degrade their lives!
You invoke My name to sanction your deeds,
But you are the last thing that this world needs.
And so, I'll send you and bin Laden to Hell."
The last words I heard, as the bombs fell,
Were from George Bush himself as he mounted the wall,
"One nation, under God, with liberty and justice for all

AND A MERRY CHRISTMAS TO ALL! (The image I sent you was a very pretty Christmas tree. Wish you could have seen it :)

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Extracts fm VICTORY DENIED: America won the COLD WAR by Arnold Beichman that appears in the December 2001 VFW Magazine

America shoud have marked a monumental milestone on Dec 25 1999---the 10th anniversary of the extinction of Communist tyranny in East Europe. But the past actions of the US Congress is an accurate guide, America's COLD WAR veterans best not expect congratulations for a job well done.

On 3 June 1999, Phil Gramm, a Texas Senator did something exemplary. He introduced to the Defense Department authorization bill an amendment calling for a 10th anniversary celebration of democracy's victory in the Cold War---the epic struggle against Soviet imperialism. The Soviet Union had collapsed into 16 countries and we know that the COLD WAR was as much a "just war" as WWII. As the Gramm amendment pointed out, the COLD WAR "was the longest and most costly struggle for democracy & freedom in the history of mankind." Gramm's bill was an attempt to make up for a shameful failure to recognize this historic achievement. A crusade that began with Harry S. Truman and was completed by Ronald Reagan. Most of us COLD WAR vet's probably never heard of Sen Gramm's amendment, but now that we have, we want to know what happened to it as it provided for a COLD WAR victory medal for every VETERAN who served on active duty during that struggle. So what happened to Gramm's initiative? It's hidden somewhere in the pigeonholes of Congress, unmourned and forgotten by most members of Congress. Who was to blame for its downfall? A lot of the blame goes to the Clinton Admin, the elitist academics on campus and purveyors of popular culture like CNN.& its "brain-washing" 24-part, $15 million documentary on the Cold War. Ted Turner told the documentary film producer that he wanted "a project that dealt with unjingoistically with the Cold War." Turner & his spouse, Jane Fonda (Remember her?) "did not want a triumphalist approach" that wud present the West as the good guy in the clash of ideologies.

US 'old' ASA GUYS ASSISTED IN BRINGING FREEDOM'S VICTORY IN THE COLD WAR AND NEVER FORGET IT, EVEN THOUGH YOUNGSTERS NOWADAYS DON'T KNOW OR REALIZE THE TRUE MEANING OF THE TERM "COLD WAR'

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From: Chuck Bergmann

Subject: Re: Memory Book for Ken Binns

I just sent him a copy. I asked him to reply when he gets it. I'll keep you updated. Chuck Bergmann

----- Original Message -----

From: ercgreen

To: Chuck Bergmann

Cc: Ken Binns

Sent: Thursday, December 13, 2001 9:38 PM

Subject: Memory Book

JC,

I just located Ken Binns and his email is: kbinns@adelphia. I would appreciate it if U

wud email the Memory Book to Ken. He has a cable modem server. Please inform if

U can do this for me. Thanks- - -gH

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From: Walters, William

25 WAYS WE ARE DIFFERENT THIS CHRISTMAS
1. Last Christmas we were thinking about all the things we didn't have; this Christmas we are thinking about all the things we do have.
2. Last Christmas we were placing wreaths on the doors of our homes; this Christmas we are placing wreaths on the graves of our heroes.
3. Last Christmas we were letting our Sons play with toy guns; this Christmas we are teaching them that guns are not toys.
4. Last Christmas we were counting our money; this Christmas we are counting our blessings.
5. Last Christmas we paid lip service to the real meaning of the holidays; this Christmas we are paying homage to it.
6. Last Christmas we were lighting candles to decorate; this Christmas we are lighting candles to commemorate.
7. Last Christmas we were digging deep into our bank accounts to find money to fly home for the holidays; this Christmas we are digging deep into our souls to find courage to do so.
8. Last Christmas we were trying not to let annoying relatives get the best of us; this Christmas we are trying to give the best of ourselves to them.
9. Last Christmas we thought it was enough to celebrate the holidays; this Christmas we know we must also find ways to consecrate them.
10. Last Christmas we thought a man who could rush down a football field was a hero; this Christmas we know a man who rushes into a burning building is the real one.
11. Last Christmas we were thinking about the madness of the holidays; this Christmas we are thinking about the meaning of them.
12. Last Christmas we were getting on one another's nerves; this Christmas we are getting on our knees.
13. Last Christmas we were giving thanks for gifts from stores; this Christmas we are giving thanks for gifts from God.
14. Last Christmas we were wondering how to give our children all the things that money can buy- the hottest toys, the latest fashions; this Christmas we are wondering how to give them all the things it can't------a sense of security, safety, peace.
15. Last Christmas we were thinking about all the pressure we were under at the office; this Christmas we are thinking about the people that no longer have an office to go to.
. Last Christmas we were singing carols; this Christmas we are singing anthems.
17. Last Christmas we were thinking how good it would feel to be affluent; this Christmas we are thinking how good it feel to be alive.
18. Last Christmas we thought angels were in heaven; this Christmas we know some are right here on earth.
19. Last Christmas we were contemplating all the changes to make in the New Year; this Christmas we are contemplating all the changes we will have to make in this new reality.
20. Last Christmas we believed in the power of the pocketbook; this Christmas we believe in the power of prayer.
21. Last Christmas we were sharing /spreading/listening to gossip;this Christmas we are sharing/spreading/listening to the gospel.
22. Last Christmas we were complaining about how much of our earnings went to pay taxes; this Christmas we comprehend that freedom isn't free.
23. Last Christmas we valued things that were costly; this Christmas we value things that are holy.
24. Last Christmas the people we idolized wore sports uniforms; this Christmas the people we idolize wear police, firefighter, and military uniforms.
25. Last Christmas "peace on earth" is something we prayed for on Sunday mornings; now it is something we pray for every day.
There is one thing we must always keep in mind, "FREEDOM IS NOT FREE"

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Fm: DUTCH

Subj: to all employees

December 1st
TO: ALL EMPLOYEES
I'm happy to inform you that the company Christmas Party will take place on December 23rd at Luigi's Open Pit Barbecue. There will be lots of spiked eggnog and a small band playing traditional carols ... feel free to sing along. And don't be surprised if our CEO shows up dressed as Santa Claus to light the Christmas tree! Exchange of gifts among employees can be done at that time; however, no gift should be over $10.
Merry Christmas to you and your family.
Patty Lewis, Human Resources Director

------------------------------------------------------------------------
December 2nd
TO: ALL EMPLOYEES
In no way was yesterday's memo intended to exclude our Jewish employees. We recognize that Hanukkah is an important holiday that often coincides with
Christmas (though unfortunately not this year). However, from now on we're calling it our "Holiday Party." The same policy applies to employees who are celebrating Kwanzaa at this time. There will be no Christmas tree and no Christmas carols sung.
Happy Holidays to you and your family.
Patty Lewis, Human Resources Director
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December 3rd
TO: ALL EMPLOYEES
Regarding the anonymous note I received from a member of Alcoholics Anonymous requesting a non-drinking table, I'm happy to accommodate
this request, but, don't forget, if I put a sign on the table that reads, "AA Only," you won't be anonymous anymore. In addition, forget about the gifts exchange -- no gifts will be allowed since the union members feel that $10 is too much money.
Patty Lewism Human Researchers Director
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December 7th
TO: ALL EMPLOYEES
I've arranged for members of Overeaters Anonymous to sit farthest from the dessert buffet and pregnant women closest to the restrooms. Gays are allowed to sit with each other. Lesbians do not have to sit with the gay men; each will have their table.
Yes, there will be a flower arrangement for the gay men's table.
Happy now?
Patty Lewis, Human Racehorses Director
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December 9th
TO: ALL EMPLOYEES
People, people -- nothing sinister was intended by wanting our CEO to play Santa Claus! Even if the anagram of "Santa" does happen to be "Satan," there is no evil connotation to our own "little man in a red suit."
Patty Lewis, Human Ratraces
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December 10th
TO: ALL EMPLOYEES
Vegetarians -- I've had it with you people!!
We're going to hold this party at Luigi's Open Pit whether you like it or not, you can just sit at the table farthest from the "grill of death," as you put it, and you'll get salad bar only, including hydroponic tomatoes. But, you know, tomatoes have feelings, too. They scream when you slice them. I've heard them scream. I'm hearing them right now... Ha!
I hope you all have a rotten holiday! Drive drunk and die, you hear me?
The Bitch from Hell
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December 14th
TO: ALL EMPLOYEES
I'm sure I speak for all of us in wishing Patty Lewis a speedy recovery from her stress-related illness. I'll continue to forward your cards to her at the sanitarium.
In the meantime, management has decided to cancel our Holiday Party and give everyone the afternoon of the 23rd off with full pay.
Terri Bishop, Acting Human Resources Director

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From: Dumbo (Bill Binney)

Subj: UBL Offers US One Last Chance to Surrender...

TORA BORA, AFGHANISTAN—An emaciated and heavily bandaged Osama bin Laden offered the U.S. a final chance to surrender Monday.

.

"Enemies of Allah, this is your last chance to leave Afghanistan alive," said a battered, soot-covered bin Laden in a videotaped statement broadcast on the Al Jazeera satellite network. "I mean it."

Staring directly into the camera with his good eye, bin Laden reiterated his vow to drive the U.S. from the country.

"You may have dozens of bases in Afghanistan. You may have thousands of bombs," bin Laden said. "But know this: We still have three or four guns and a full crate of bullets. And some knives, I think. You cannot hope to prevail."

A nearby goatherder then helped bin Laden brandish a rifle over his head.

"With every military advance you make, your forces become more spread out and weakened, while the Taliban's become more concentrated in an increasingly small space," bin Laden said. "You are practicing the mathematics of defeat. Give up now."

The videotape was accompanied by a written statement that explicitly laid out the Taliban's instructions for surrender.

"Men of the armies of Pakistan, Turkey, Turkmenistan, Uzbekistan, and Tajikistan; Americans of the 101st Airborne, 10th Mountain Division, 13th Marine Expeditionary Unit, 4th Special Operations Group, 8th Army Mechanized Battalion, SEAL Teams Four, Six, and Nine, and the Aircraft Carrier U.S.S. Carl Vinson... you are hereby required to report to the smoldering remains of our air base southeast of Kandahar," the statement read. "Turn your weapons over to Kamal and Azir, these two guys who should still be there. Kamal will be the one with the bad limp. After you have been processed by them and your surrender has been accepted, you will be released and sent home as soon as possible. Please, do not throw away any more lives in this useless struggle. Please."

"The noose is tightening," said Taliban leader Mullah Mohammed Omar, gnawing on a dead horse's hoof. "With every Taliban soldier you capture or kill, your selection of enemies grows more limited. Our remaining soldiers, on the other hand, enjoy a virtually limitless array of Allied soldiers to shoot. Before long, it will be virtually impossible for you to find someone to engage on the field of battle. Then, victory will be ours."

Omar then closed his eyes and began to rock slowly back and forth.

According to Defense Secretary Donald Rumsfeld, American military leaders are having difficulty locating the few remaining pockets of Taliban personnel, hindering U.S. efforts to force a surrender.

"We are carefully analyzing bin Laden's videotaped message for any possible clues to his whereabouts," Rumsfeld said. "By analyzing the background vegetation and rock formations, the length and position of the shadows, and other subtle clues, we may be able to determine the location of the Taliban's temporary headquarters and send in a strike force for around-the-clock shelling."

"It's not yet clear where bin Laden was," Rumsfeld added, "but he seemed to be speaking from some sort of gigantic, bombed-out litter box."

Asked if he had considered or listened to the content of bin Laden's message, Rumsfeld said, "Why, no."

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Just received the Winter 2001 Chitose News and the 43 page roster of Vets. The roster does not list e-mail addresses. I note that there are at least five of us TUSLOG Vets therein:

Tony and Val Antonello

Ronald M and Jo Ann Engelhart (has not responded to our inquiries)

Norman G and Sharon Frickey

Elder RC and Patty Green

Troy and Monique Usher

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Fm: XEyeSpy@aol.com

Subject: WHERE HAVE ALL THE ARMIES GONE?

Subj: WHERE HAVE ALL THE ARMIES GONE?
NAME THIS COUNTRY:
709,000 REGULAR (ACTIVE DUTY) PERSONNEL.
293,000 RESERVE TROOPS.
EIGHT STANDING ARMY DIVISIONS.
20 AIR FORCE AND NAVY AIR WINGS WITH 2,000 COMBAT AIR-CRAFT.
232 STRATEGIC BOMBERS.
19 STRATEGIC BALLISTIC MISSILE SUBMARINES WITH 3,114 NUCLEAR WARHEADS ON 232 MISSILES.
500 ICBM's WITH 1,950 WARHEADS.
FOUR AIRCRAFT CARRIERS AND 121 SURFACE COMBAT SHIPS AND SUBMARINES PLUS ALL THE SUPPORT BASES, SHIPYARDS, AND LOGISTICAL ASSETS NEEDED TO SUSTAIN SUCH A NAVAL FORCE.
IS THIS COUNTRY:
RUSSIA? ..............NO
RED CHINA?....... NO
GREAT BRITAIN?......... NO
FRANCE?........ WRONG AGAIN
GIVE UP?
THESE ARE THE AMERICAN MILITARY FORCES THAT HAVE DISAPPEARED SINCE THE 1992 ELECTION OF BILL CLINTON & AL GORE.
SLEEP WELL AMERICA!

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From: James M. Findley <jmfindley@g2a.net>

As seen on a bumper sticker:
IT'S GOD'S RESPONSIBILITY TO FORGIVE BIN LADEN
IT'S OUR RESPONSIBILITY TO ARRANGE THE MEETING
* United States Marine Corps *

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Fm: XEyeSpy@aol.com

Subj: Long-Term Care (edited)

Survey: Few Prepared for Long-Term Care
By MICHAEL SMITH, MD
WebMD Medical News
(Dec. 14) - The number of Americans needing long-term care will nearly double over the nxt 20 yrs, but most of us need a reality check when it comes to how much this is going to cost ea of us. AARP recently tested the know-ledge of the 45-plus crowd on the costs of long-term care.
There were 1,800 people who responded to the survey, & answers were
combined with results fm 2,000 others chosen at random fm 5 states. The findings are disheartening but may get us to prepare for the future.
When it comes to nursing-home care, more than half of the participants in the study seemed to think the cost was cheaper than it actually is. Only 10% came close to the actual estimated monthly cost of NURSING HOME CARE OF $4,654, yes $4,654!!! [Don't confuse this with ASSISTED LIVING or PERSONAL CARE HOMES]!!
Nearly 1 in 4 had no idea how much NURSING HOME CARE can cost.
OK, so what's the big deal abt not being able to guess how much nursing home care costs? The problem is, this likely means very few of us are
planning on how to handle nursing-home expenses should the need arise.
So, maybe U are relying on Medicare to bail U out. That won't work either. More than half of those responding to the questionnaire thought Medicare covers nursing home stays for 3 months or more. Truth is, Medicare covers a maximum of 100 days of SKILLED NURSING CARE aft being hospitalized, according to AARP. In fact, it offers complete coverage only for the first 20 days. After that, it pays $100 per day until day 100, then responsibility for paying the bills falls right back on U.
But maybe you've been leaning more toward ASSISTED-LIVING or PERSONAL CARE facilities.

Are U up on how much they cost? Probably not. Only 27% of people came close to estimating these costs, which, in reality, avg abt $2,000 to $2,500 per month. This can be much higher if U want a facility with many amenities or if U will need a lot of assistance. And don't look for Medicare to help U out at all here. Paying for ASSISTED LIVING or PERSONAL CARE HOMES will rest completely on your shoulders.
But there's a good msg fm all this discouraging news. There are ways to
plan for long-term care. The trick is not to fall into the trap that seems to
have snared many people answering this recent survey. Many of these folks
thought they had insurance that covered this type of healthcare when they
probably did not, according to AARP. In 1998, a prev study by the Health
Ins Assoc of America reported that only abt 6% of Americans had a long term-care insurance policy. The recent AARP survey found that just a bit more than 30% of the respondents said they had long-term care coverage.
Now did more people go out & buy themselves some insurance btwn the
times those two studies came out? It's not likely, says AARP.
In all likelihood, most people prob don't have the coverage they think they do. So, make sure to bone up on your insurance knowledge. It's not what
many of us have on our minds, & it certainly isn't too pleasant to think
abt. But a little planning now can go a long way toward being prepared for
the future.

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